Living with MS can create financial strain, from treatment costs and insurance decisions to changes in work and daily expenses. Many people face both direct costs like medications, MRIs, and therapy, as well as indirect expenses such as reduced work hours, mobility aids, or home modifications. Choosing the right insurance plan, understanding disability benefits, and exploring workplace accommodations can help ease the burden. Creating a flexible budget, planning for future needs, and using available financial assistance programs — including grants, patient assistance programs, and state resources — can make managing MS and money more manageable and help maintain long-term financial stability.

